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Merchant Account Buyer's Guide World Payment Services

The purpose of the Merchant Acccount Buyers Guide is to educate you about the issues involved in accepting credit cards, debit cards, and other non-cash forms of payment for your business. A quick read of this guide could save you thousands of dollars – and even tens of thousands – over the life of your current business and any future businesses you are involved with.

  • Avoid those hidden surprise fees on your monthly statements.
  • Save weeks of valuable time searching for the best rates.
  • Estimate the total costs as a percent of your monthly sales.
  • Find a knowledgeable merchant account specialist who you can trust.
  • Find safe & reliable providers for gateway and internet accounts.
  • Avoid the 10 Costliest Chargebacks.

Frank Merchant knows how to get the best price…

Frank Merchant owns a business called "Widgets Are Us". It's his life work. One day, a Credit Card Processing Salesperson enters Frank´s store. Joe Salesman declares that he can get Frank the cheapest rates and fees in town for Frank's credit card processing. Joe explains that it really doesn´t matter what "Merchant Account Provider" Frank goes with because they all are pretty much the same. "As long as you shop around and get the best rate you are in great shape."

Joe explained that any company that quoted higher than Joe was a rip off. Frank Merchant was skeptical though. Later Frank made a few calls and got some rates over the phone and found out that Joe did have the best deal on both rates and the monthly payment on the terminal Joe was recommending. No one he talked to was able to really explain why they were higher so Frank, who is always looking for the best price, called Joe back and signed the paperwork. Joe Salesman went to work setting him up.

Joe brought out a terminal and printer that Frank knew was a really good deal based on Joe´s quote. The terminal looked “refurbished” but Joe explained that all the terminals today are refurbished but it was still state of the art. Each day Frank “batched out” his terminal through a payment gateway to get the money sent to his bank account. He checked with his bank and the money for each batch of credit card sales were taking about three days to hit his account. Frank called Joe about this delay. Joe told him that the 24 hours he promised was dependent on his bank... Click Here for More

World Payment Services™ "industry first" free membership model

Whether you simply want the best value in merchant account services, or you are looking for a business opportunity, World Payment Services™ has a place for you. By combining the purchasing power of thousands of merchants with a growth model built on member referrals—rather than expensive salespeople—your business benefits from reduced rates and fees through cost plus pricing.

Powered by First Data Should you be interested in profit sharing on your own account, be in a position to introduce a merchant or two from time to time, or you are looking for a real business opportunity making well over six figures per year, we welcome you to learn more about joining us as a member.

  • Retail

    Solutions to fit your storefront!

  • E-Commerce

    Credit card processing online!

  • Restaurant

    Provide more options for your customers!

  • Wireless

    Take your merchant account on the go!

Fill out the form below for a quick quote on accepting credit cards.

  • Free Terminals*
  • Free Software*
  • Free Reprogramming*

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The Merchant Account Buyer's Guide

What our competition doesn't want you to know!